As low as 3.5%
FHA loans are insured by the Federal Housing Administration and can help borrowers purchase with a lower down payment and more flexible credit considerations than many conventional options.
Key Features
Accessible Down Payment
Many qualified buyers can purchase with a lower cash requirement.
Flexible Credit Guidelines
Designed to support borrowers who may not fit conventional overlays.
Primary Residence Focus
Generally used for owner-occupied homes.
Benefits
Gift Funds Allowed
Down payment assistance from eligible sources may be available.
Streamline Refinance Options
Eligible FHA borrowers may refinance with reduced documentation in some cases.
Homes & Families
Real homes. Real families. Clear financing.
