Mortgage Options Built Around Your Goals

Flexible Financing for Qualified Buyers

Conventional Loans

Competitive rates and terms for purchase or refinance with widely accepted guidelines.

As low as 3%

Lower Down-Payment Option

FHA Loans

Government-backed financing with flexible credit guidelines for many buyers.

As low as 3.5%

Benefits for Eligible Veterans and Service Members

VA Loans

Financing backed by the U.S. Department of Veterans Affairs with competitive terms for those who qualify.

Often $0 down

Rural and Suburban Purchase Financing

USDA Loans

Zero-down options for eligible properties and income limits in USDA-designated areas.

Often $0 down

Financing Above Conforming Loan Limits

Jumbo Loans

Larger loan amounts for higher-priced markets and properties that exceed conforming limits.

Varies by scenario

Rate-and-Term and Cash-Out Options

Refinance

Lower your rate, change your term, or access equity with a cash-out refinance.

Programs That Can Reduce Cash to Close

First-Time Homebuyer & Down Payment Assistance

Guidance on first-time buyer paths and down payment assistance options that may apply in your state.

Program-dependent