Everyone's Situation is Different
We make sure that we get what is best for you.
Make the Clear Choice!
No one size fits all
Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be.
- Custom mortgage & cost comparisons
- Rate shop 25+ banks and lenders
- 20 Day Closings to be competitive
- Monitor Your Loan Progress 24/7
Pre-Approvals in as little as 15 minutes *
Complete our online application and a loan officer will reach out shortly!
Fast & Smooth Closings
We collect all documentation up front to ensure a fast & smooth closing!
Local Support
Our teams are local and don’t outsource mortgage operations. You’re in good hands.
We're making an impact
Let's journey together
Our Digital Loan Process
We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions.
Pre-Approval
The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.
House Hunt & Offers
Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.
Inspection & Appraisal
Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.
Final Mortgage Approval
Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!
Close On Your New Home!
Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.
We believe in a Clear Vision, Clear View, and a Clear Life
-Bill Sandvig, Founder
What our clients think
We create lifetime customers
Zach and the Clear Mortgage team are AMAZING! Great communication from start to finish. Would highly recommend them to anyone looking to purchase a home and need a group of dedicated people working 24/7 to meet your needs. Appreciate everyone’s work. You made our first home buying experience a smooth and enjoyable process!
As a local Realtor who has worked closely with Zach on several transactions, I can attest that he is the best of the best. A client of mine recently was told by his lender a day prior to closing that they couldn’t do the loan. I then sent that client to Zach and he closed it with ease. All of my clients have had great experiences working with Zach. In addition to Zach’s great customer service, he is the ultimate problem solver.
I had a great experience with Clear Mortgage. Christa and her team were all amazing to work with, especially during the uncertainty of everything going on during lockdown/pandemic. I would recommend Christa to anyone I knew, first time buyers in particular, as she was extremely helpful to me!
I would not have been able to purchase my first home without Christa’s guidance! She was so patient and knowledgeable and walked me through the whole process when I was new to it. It was a no brainer to work with her when I was ready to refinance! I would recommend Christa to anyone looking to buy or refinance a home.
Custom Loan Breakdown
Our advisors will show you your max purchase power and all costs associated with buying a home.
Purchase or Refinance Analysis
Whether you’re buying or refinancing, we can show you an analysis of each.
Compare Your Options
Easily compare all your financing options on one screen. Desktop or Mobile.
Meet our family
Teamwork Makes Your Dream Work
We pride ourselves on our dedicated team who supports you every step of the way.
Educate & Empower
Stay up-to-date on market trends, rates, and all things real estate
We promise not to spam, only educate!
