Everyone's Situation is Different

We make sure that we get what is best for you.

Make the Clear Choice!

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No one size fits all

Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be. 

Pre-Approvals in as little as 15 minutes *

Complete our online application and a loan officer will reach out shortly!

Fast & Smooth Closings

We collect all documentation up front to ensure a fast & smooth closing!

Local Support

Our teams are local and don’t outsource mortgage operations. You’re in good hands.


We're making an impact

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Let's journey together

Our Digital Loan Process

We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions. 


The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.

House Hunt & Offers

Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.

Inspection & Appraisal

Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.

Final Mortgage Approval

Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!

Close On Your New Home!

Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.

We believe in a Clear Vision, Clear View, and a Clear Life

-Bill Sandvig, Founder

What our clients think

We create lifetime customers

Morgan Home Buyer

Zach and the Clear Mortgage team are AMAZING! Great communication from start to finish. Would highly recommend them to anyone looking to purchase a home and need a group of dedicated people working 24/7 to meet your needs. Appreciate everyone’s work. You made our first home buying experience a smooth and enjoyable process!

Jeff Local Realtor

As a local Realtor who has worked closely with Zach on several transactions, I can attest that he is the best of the best. A client of mine recently was told by his lender a day prior to closing that they couldn’t do the loan. I then sent that client to Zach and he closed it with ease. All of my clients have had great experiences working with Zach. In addition to Zach’s great customer service, he is the ultimate problem solver.

Maggie Home Buyer

I had a great experience with Clear Mortgage. Christa and her team were all amazing to work with, especially during the uncertainty of everything going on during lockdown/pandemic. I would recommend Christa to anyone I knew, first time buyers in particular, as she was extremely helpful to me!

Christine Home Buyer

I would not have been able to purchase my first home without Christa’s guidance! She was so patient and knowledgeable and walked me through the whole process when I was new to it. It was a no brainer to work with her when I was ready to refinance! I would recommend Christa to anyone looking to buy or refinance a home.

Custom Loan Breakdown

Our advisors will show you your max purchase power and all costs associated with buying a home.

Purchase or Refinance Analysis

Whether you’re buying or refinancing, we can show you an analysis of each.

Compare Your Options

Easily compare all your financing options on one screen. Desktop or Mobile.

Meet our family

Teamwork Makes Your Dream Work

We pride ourselves on our dedicated team who supports you every step of the way.

We are growing! Join our team Today

Let us show you behind the curtains of our business

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