Carrie Hansen
Originating Branch Manager
NMLS # 403055
(712) 249-4311
carrie.hansen@clearmortgage.com
3273 100th Street
Urbandale, IA 50322
Branch NMLS # 2022180
States Licensed in: Florida, Iowa, Missouri, Montana, Nebraska, Oklahoma, Oregon, South Carolina and Texas
Welcome to Clear Mortgage!
Licensed In:
Iowa, California, Montana, Florida, Nebraska, Oklahoma, Missouri & TexasCORE VALUES
Honesty and Integrity
We believe every relationship is built on trust. We conduct ourselves and our business in compliance with all state and federal regulations to give our clients peace of mind that we have their best interests at heart. We believe that trust begins with honesty and doing the right things even when they’re the hard things.
- Telling the truth
- Doing the right thing
- Working ethically
- Saying “no” when needed
- Developing Trust
Commitment
We believe a commitment to each other ultimately is a commitment to our clients. We are reliable and follow through on doing what’s in the best interest of our clients.
- Exercising discipline
- Seeing things through
- Communicating
- Being reliable/dependable
Unity
We believe in teamwork and the strength of a team. We value team success above individual accolades by sharing success and continuously working together to provide better outcomes for our clients.
- Working together
- Collaborating
- Sharing success
- Aligning to the same goals
Innovation and Creativity
We strive to continuously learn new elements of our industry in order to provide our clients with the most up-to-date information. We are passionate about delivering unrivaled value and intentionally provide unique service delivery because we believe our expertise generates a better experience.
- Learning and developing continuously
- Providing value
- Offering diverse expertise
- Differing from the competition
Stewardship and Charity
We are dedicated to improving our communities and the lives of those within them. We are honored to connect locally and be good stewards in our communities. We actively engage with various causes to donate our time, expertise, and resources.
- Showing ourselves good community members
- Giving back
- Being generous
No one size fits all
Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be.
- Custom mortgage & cost comparisons
- Rate shop 25+ banks and lenders
- 20 Day Closings to be competitive
- Monitor Your Loan Progress 24/7
Pre-Approvals in as little as 15 minutes *
Complete our online application and a loan officer will reach out shortly!
Fast & Smooth Closings
We collect all documentation up front to ensure a fast & smooth closing!
Local Support
Our teams are local and don’t outsource mortgage operations. You’re in good hands.
Let's journey together
Our Digital Loan Process
We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions.
Pre-Approval
The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.
House Hunt & Offers
Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.
Inspection & Appraisal
Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.
Final Mortgage Approval
Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!
Close On Your New Home!
Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.
Custom Loan Breakdown
Our advisors will show you your max purchase power and all costs associated with buying a home.
Purchase or Refinance Analysis
Whether you’re buying or refinancing, we can show you an analysis of each.
Compare Your Options
Easily compare all your financing options on one screen. Desktop or Mobile.
Commercial Loans
Our commercial lending division is partnered to bring you one-stop shopping with access to hundreds of lenders, and thousands of loan programs that match to your needs.
We advise our clients on transactions of all sizes, assets and locations. Our diverse set of experiences and unique set of technologies provides deep expertise and insights to help our clients get the right deal closed with ease.
Contact Me Today to Learn More!