Carrie Hansen

Carrie Hansen

Originating Branch Manager

NMLS # 403055
(712) 249-4311

carrie.hansen@clearmortgage.com

3273 100th Street
Urbandale, IA 50322

Branch NMLS # 2022180

States Licensed in: Florida, Iowa, Missouri, Montana, Nebraska, Oklahoma, Oregon, South Carolina and Texas

Welcome to Clear Mortgage!


Clear Mortgage is breaking all rules for how a traditional mortgage company operates, communicates and honors its borrowers, partners & team. I build trust and relationships in the residential mortgage business by exemplifying chemistry, character, and competence. People care about three things: Can I trust you? Do you care about me? Are you good at what you do? Carrie loves people and numbers! She is the Branch Manager in IA. Carrie and her Loan Partner, Sharon, and team will provide you with first class service while making the mortgage process fun along the way. I am also an adult living with Cystic Fibrosis – diagnosed when I was three months old. Cystic fibrosis is a progressive, genetic disease that causes persistent lung infections and limits the ability to breathe over time. In people with CF, mutations in the cystic fibrosis transmembrane conductance regulator (CFTR) gene cause the CFTR protein to become dysfunctional. When the protein is not working correctly, it’s unable to help move chloride — a component of salt — to the cell surface. Without the chloride to attract water to the cell surface, the mucus in various organs becomes thick and sticky. In the lungs, the mucus clogs the airways and traps germs, like bacteria, leading to infections, inflammation, respiratory failure, and other complications. For every loan I close with Clear Mortgage, I will be donating $200 to the Cystic Fibrosis Foundation, Iowa Chapter. Reach out and apply now!
Licensed In:
Iowa, California, Montana, Florida, Nebraska, Oklahoma, Missouri & Texas

CORE VALUES

Honesty and Integrity

We believe every relationship is built on trust. We conduct ourselves and our business in compliance with all state and federal regulations to give our clients peace of mind that we have their best interests at heart. We believe that trust begins with honesty and doing the right things even when they’re the hard things.

  • Telling the truth
  • Doing the right thing
  • Working ethically
  • Saying “no” when needed
  • Developing Trust

Commitment

We believe a commitment to each other ultimately is a commitment to our clients. We are reliable and follow through on doing what’s in the best interest of our clients.

  • Exercising discipline
  • Seeing things through
  • Communicating
  • Being reliable/dependable

Unity

We believe in teamwork and the strength of a team. We value team success above individual accolades by sharing success and continuously working together to provide better outcomes for our clients.

  • Working together
  • Collaborating
  • Sharing success
  • Aligning to the same goals

Innovation and Creativity

We strive to continuously learn new elements of our industry in order to provide our clients with the most up-to-date information. We are passionate about delivering unrivaled value and intentionally provide unique service delivery because we believe our expertise generates a better experience.

  • Learning and developing continuously
  • Providing value
  • Offering diverse expertise
  • Differing from the competition

Stewardship and Charity

We are dedicated to improving our communities and the lives of those within them. We are honored to connect locally and be good stewards in our communities. We actively engage with various causes to donate our time, expertise, and resources.

  • Showing ourselves good community members
  • Giving back
  • Being generous

 

No one size fits all

Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be. 

Pre-Approvals in as little as 15 minutes *

Complete our online application and a loan officer will reach out shortly!

Fast & Smooth Closings

We collect all documentation up front to ensure a fast & smooth closing!

Local Support

Our teams are local and don’t outsource mortgage operations. You’re in good hands.

Let's journey together

Our Digital Loan Process

We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions. 

Pre-Approval

The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.

House Hunt & Offers

Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.

Inspection & Appraisal

Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.

Final Mortgage Approval

Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!

Close On Your New Home!

Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.

Custom Loan Breakdown

Our advisors will show you your max purchase power and all costs associated with buying a home.

Purchase or Refinance Analysis

Whether you’re buying or refinancing, we can show you an analysis of each.

Compare Your Options

Easily compare all your financing options on one screen. Desktop or Mobile.

commercial-building

Commercial Loans

Our commercial lending division is partnered to bring you one-stop shopping with access to hundreds of lenders, and thousands of loan programs that match to your needs.

We advise our clients on transactions of all sizes, assets and locations. Our diverse set of experiences and unique set of technologies provides deep expertise and insights to help our clients get the right deal closed with ease.

Contact Me Today to Learn More!

(712) 249-4311 

We're making an impact

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Educate & Empower

Clear Learning Center