Michelle Arce Gonzalez

Mortgage Loan Originator

NMLS # 2525214

(757) 332-4441

5224 Indian River Rd. Suites 113 & 114
Virginia Beach, VA 23464
Branch NMLS # 2473982

States Licensed in: Virginia

¡Servicio personalizado!

Como originadora de préstamos hipotecarios hago posible el que adquieras ese hogar tan anhelado buscando tu mejor interés y brindado un servicio personalizado desde comienzo hasta el cierre de tu préstamo.

Con el mayor compromiso de servir a mi comunidad hispana en Hampton Roads Area, con una alta eficiencia y transparencia, ofrezco préstamos hipotecarios como FHA, VA, Préstamos Convencionales y Préstamos para zonas Urbanas. Así también, trabajo casos fuera del primer mercado, refinanciamientos, préstamos de reversa, líneas de crédito hipotecario entre otros productos.

¿No sabes por dónde empezar?
¡Le puedo ayudar ofreciéndole una carta de pre-aprobación el mismo día totalmente libre de costo.

Lista para servirles en orientación, pre-aprobación, originación y cierre de su préstamo hipotecario.

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As a Mortgage Loan Originator, I make it possible that your home dream to come true. Looking and protecting your best interest, I will offer you a personalized service from the beginning up to the closing date.

I feel honored to serve my Hispanic Community in the Hampton Roads Area in addition of the regular market, serving with efficiency and transparency while offer mortgage loans as FHA, VA, Conventional Loans and USDA Loans. Not only those, but the Nonconforming Loans, Refinances, Reverse Mortgages, Mortgage Lines of Credits, and other no commons products.

You don’t know how to start?
I can help you by providing a pre-approval letter on the same day completely free of cost.

Ready to serve in orientation, pre-approval, origination and closing of your mortgage loan.

No one size fits all

Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be.

Pre-Approvals in as little as 15 minutes *

Complete our online application and a loan officer will reach out shortly!

Fast & Smooth Closings

We collect all documentation up front to ensure a fast & smooth closing!

Local Support

Our teams are local and don’t outsource mortgage operations. You’re in good hands.

Let's journey together

Our Digital Loan Process

We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions.

Pre-Approval

The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.

House Hunt & Offers

Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.

Inspection & Appraisal

Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.

Final Mortgage Approval

Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!

Close On Your New Home!

Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.