Tom Laiso

Originating Branch Manager

NMLS # 894225

(732) 500-3808

3600 Route 66 Suite 150
Neptune, NJ 07753

Branch NMLS # 1954951

States Licensed in: Alabama, Arizona, Arkansas, California, Colorado, District of Columbia, Florida, Georgia, Idaho, Iowa, Louisiana, Maryland, Montana, Nebraska, Nevada, New Jersey, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

No one size fits all

Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be.

Pre-Approvals in as little as 15 minutes *

Complete our online application and a loan officer will reach out shortly!

Fast & Smooth Closings

We collect all documentation up front to ensure a fast & smooth closing!

Local Support

Our teams are local and don’t outsource mortgage operations. You’re in good hands.

Let's journey together

Our Digital Loan Process

We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions.

Pre-Approval

The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.

House Hunt & Offers

Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.

Inspection & Appraisal

Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.

Final Mortgage Approval

Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!

Close On Your New Home!

Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.