Ryan Maria Honsey

Originating Branch Manager

NMLS# 675024

(651) 503-0595

11109 Zealand Ave N
Champlin, MN 55316
Branch NMLS # 2547450

States Licensed in: Minnesota

Purchase and REO Specialist

I have 25 years in mortgage financing experience as a Mortgage Originator. I have provided thousands of homeowner’s with solutions for financial soundness. I am a Purchase and REO Specialist and my wealth of knowledge and attention to detail provides for a smooth and seamless transaction from start to finish. I take great pride in helping people become financially stronger because I know financial strength is a life-long benefit by assisting those with the best mortgage that they qualify for, and that purchasing a home is the largest investment for most.

No one size fits all

Every person has a different story, and there’s not a one size fits all mortgage solution. Our experienced team of mortgage professionals will help advise you on all your options, based on your situation. Just like it should be.

Pre-Approvals in as little as 15 minutes *

Complete our online application and a loan officer will reach out shortly!

Fast & Smooth Closings

We collect all documentation up front to ensure a fast & smooth closing!

Local Support

Our teams are local and don’t outsource mortgage operations. You’re in good hands.

Let's journey together

Our Digital Loan Process

We take a hands on approach when it comes to financing your home. Your loan team will be with you every step of the way from start to finish advising you on all of your options, and answering all of your questions.

Pre-Approval

The first step in the home buying process is to secure a solid pre-approval letter. This includes pulling credit, verifying income, and making sure you're comfortable with a mortgage payment.

House Hunt & Offers

Once you're pre-approved, it's time to start working with your realtor to find a property! We will be on standby during this process to run payment numbers and update pre-approval letters if needed.

Inspection & Appraisal

Congrats! Your offer has been accepted by the seller. Now it's time to start the inspection and appraisal process. We will have an appraiser go out to the home to make sure what you're buying is worth what you're paying.

Final Mortgage Approval

Once we go through all of our due-diligence, our underwriting team will issue a final loan approval. That means it's time to get ready for closing!

Close On Your New Home!

Woohoo! You officially are a home-owner. Time to create lifelong memories and start building equity. We will do a mortgage check up every 6 months to ensure your loan terms are still best for you.